Car Insurance: Mandatory Liability Coverage in Florida
Even the best drivers can be liable for things beyond their control. That’s why all Florida drivers must protect fellow motorists by having liability insurance. As a driver, you might not be able to avoid hydroplaning on a slick road, but you can be the good guy and make sure you protect other drivers, by maintaining proper liability insurance. Also, having the right insurance will help you avoid fines as the state of Florida has mandatory requirements for all registered motor vehicles to carry liability insurance.

Standard & Non-Standard Car Insurance
At Ashworth & Sachs Insurance Services, we write standard and non-standard car insurance policies alike. What is a standard car insurance policy? Standard car insurance covers “preferred” and “super preferred” drivers. This group includes:
- Older motorists
- Motorists with driving records indicating maturity behind the wheel
- Motorists with few or no tickets and/or car accidents
At Ashworth & Sachs Insurance Services, we understand that accidents happen, and that’s why we offer coverage for higher-risk, non-standard drivers, too. This group includes:
- New and/or younger drivers
- SR22 drivers
- Motorists whose driving record indicates insufficient experience or maturity
- Motorists with several accidents and/or tickets
Your Car Insurance Agency for Multiple Coverage Type
In addition to standard and non-standard car insurance, at Ashworth & Sachs Insurance Services, we also offer coverage for:
- Classic cars
- RVs
- Motorcycles
- Boats & Watercraft

Ashworth & Sachs Insurance Services: Making Comprehensive Coverage Comprehensible
You never know when a car accident will happen or when you’ll be involved in one. It’s critical to secure the right car insurance coverage for your car, truck, SUV, or van before an accident happens. The independent agents at Ashworth & Sachs Insurance Services attend to every detail of every policy they write—the big ones, the little ones, and every detail in between.
At Ashworth & Sachs Insurance Services, we believe a properly-written car insurance policy should be understandable and easy to comprehend. Our independent FLORIDA insurance agents write each policy with that philosophy in mind.
However, if you don’t understand something, ask us. We’re here to answer all your questions and to provide all the information you need to make informed decisions about car insurance in NAPLES, FL. Our agents won’t finalize any policy until they are certain everything is crystal clear.
For a Free Car Insurance Quote, Contact Ashworth & Sachs Insurance Services
At Ashworth & Sachs Insurance Services, we are passionate about proper car insurance coverage. We believe that our professional responsibilities are not to a corporation, but for our clients. We don’t work for the insurance industry. We work for you!
Ashworth & Sachs Insurance Services offers free, comparative quotes on personal car insurance from multiple insurance carriers, assuring you of the best possible rate. Want to see how much we can save you on car insurance? For a free online car insurance quote, fill out our online quote form on our contact page! or call Ashworth & Sachs Insurance Services today at (239) 566-3355!